LOAN PROGRAM TYPES LOAN PROGRAM DEFINITIONS MAXIMUM LOAN AMOUNTS 30, 20 and 15 Year Conforming Fixed Rate Fixed For 30, 20 or 15 Years For Life Of Loan Contact our office 7-23 and 5-25 Conforming Extendable Balloon Fixed For 7 or 5 Years; Then Option To Refinance For Remaining 23 or 25 Years Contact our office 10/1, 7/1, 5/1 and 3/1 Conforming ARM Fixed For 10, 7, 5 or 3 Years; Then Converts To 1 Year Treasury Bill ARM Contact our office 1 Year Conforming Treasury Bill ARM Fixed For 1 Year; Then Adjusts Annually Contact our office 6 Month Conforming LIBOR ARM Fixed For 6 Months; Then Adjusts Every 6 Months Contact our office 30 and 15 Year Jumbo Fixed Rate Fixed For 30 or 15 Years For Life Of Loan Contact our office 10/1, 7/1, 5/1 and 3/1 Jumbo ARM Fixed For 10, 7, 5 or 3 Years; Then Converts To 1 Year Treasury Bill ARM Contact our office 1 Year Jumbo Treasury Bill ARM Fixed For 1 Year; Then Adjusts Annually Contact our office

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