| Required Documentation
for Mortgage Application
- Past two (2)years W-2 statements.
- Pay Stubs covering the last (30) thirty days.
- Most recent three months banks statements.
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
- Photocopies of any Stocks or Certificates of Deposits.
- Copy of the Purchase and Sale Agreement
- If you are currently renting….either 12 months canceled rent
checks or the name and address of your current landlord.
- If divorced… a fully executed divorce decree.
- For a refinance, a copy of the deed, and most recent tax bill.
- A letter of explanation for any known credit problems.
For Self Employed borrowers, Employed in sales, Paid
by commission, or Owns Rental Real Estate:
- Two (2)Years signed personal Tax returns- including all schedules.
- If self-employed through a corporation, last two years corporate returns
as well as a year-to-date profit and loss statement and balance sheet.
Different Programs require varying amounts of documentation. The
loan program you select may require more or less documentation.
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